Below is a summary of the cover available with OK To Travel for policies purchased from September 2021, across all four levels of cover. If you have an existing policy, please see your policy wording for full details, terms, conditions and limitations.
If your policy was purchased between December 2018 and August 2021: visit OK To Travel Cover Benefits to find your cover benefits or view your policy wording for more information.
| Cover Description (Excess) |
Standard |
Premier |
Premier Extra |
Premier Plus |
|---|---|---|---|---|
| Trip Disruption | ||||
| Cancellation | NIL | £1,000 (£125) | £3,000 (£100) | £5,000 (£50) |
| COVID-19 Cancellation | NIL | £1,000 (£125) | £3,000 (£100) | £5,000 (£50) |
| Abandonment | NIL | £1,000 (NIL) | £3,000 (NIL) | £5,000 (NIL) |
| Missed Departure | £500 (NIL) | £500 (NIL) | £500 (NIL) | £500 (NIL) |
| End Supplier Financial Failure | £5,000 (NIL) | £5,000 (NIL) | £5,000 (NIL) | £5,000 (NIL) |
| Catastrophe | £1,000 (NIL) | £1,000 (NIL) | £1,000 (NIL) | £1,000 (NIL) |
| Kennel and Cattery | £500 (NIL) | £500 (NIL) | £500 (NIL) | £500 (NIL) |
| Travel Delay | £100 (NIL) | £100 (NIL) | £100 (NIL) | £100 (NIL) |
| Medical & Curtailment | ||||
| Emergency Medical Expenses | £10,000,000 (£500) | £10,000,000 (£150) | £10,000,000 (£100) | £10,000,000 (£50) |
| Repatriation | £10,000,000 (£500) | £10,000,000 (£150) | £10,000,000 (£100) | £10,000,000 (£50) |
| Recuperation Holiday | £300 (NIL) | £300 (NIL) | £300 (NIL) | £300 (NIL) |
| UK Medical Exam | £750 (NIL) | £750 (NIL) | £750 (NIL) | £750 (NIL) |
| Curtailment | NIL | £1,000 (£125) | £3,000 (£100) | £5,000 (£50) |
| Possessions | ||||
| Mobility Aids | £2,500 (NIL) | £2,500 (NIL) | £2,500 (NIL) | £2,500 (NIL) |
| Personal Money | £400 (£125) | £400 (£125) | £400 (£100) | £400 (£50) |
| Valuables | £250 (£125) | £250 (£125) | £250 (£100) | £300 (£50) |
| Personal Property | £2,000 (£125) | £2,000 (£125) | £2,000 (£100) | £3,000 (£50) |
| Single Article Limit | £250 | £250 | £250 | £300 |
| Loss of Passport | £300 (NIL) | £300 (NIL) | £300 (NIL) | £300 (NIL) |
| Legal & Personal Accident | ||||
| Legal Advice | £15,000 (£150) | £15,000 (£150) | £15,000 (£150) | £15,000 (£150) |
| Personal Liability | £2,000,000 (NIL) | £2,000,000 (NIL) | £2,000,000 (NIL) | £2,000,000 (NIL) |
Optional Winter Sports Extension - if the appropriate premium has been paid
| Ski Equipment | £500 (£50) |
|---|---|
| Single Article Limit | £250 |
| Piste Closure | £350 (£50) |
| Ski Hire | £150 (£50) |
| Delayed Ski Equipment | £150 (£50) |
| Ski Pack | £400 (£50) |
| Cruise Extension - if the appropriate premium has been paid | |
| Cruise Interruption | £1,000 (£50) |
| Unused Excursions | £750 (£50) |
| Missed Port | £750 (£50) |
| Cabin Confinement | £100 per 24 hours up to £500 |
