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Medical Travel Insurance cover

all types of medical conditions

Benefits - Summary Table

 

Below is a summary of the cover available with OK To Travel, applicable to policies purchased from 17/01/2022, policy numbers beginning OKEIG/. If you have an existing policy, please see your policy wording for full details, terms, conditions and limitations.

Cover Description (Excess)

Standard

Premier

Premier Extra

Premier Plus

Trip Disruption
Cancellation NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
COVID-19 Cancellation NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
Abandonment NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
Missed Departure £500 (NIL) £500 (NIL) £500 (NIL) £500 (NIL)
End Supplier Financial Failure £5,000 (NIL) £5,000 (NIL) £5,000 (NIL) £5,000 (NIL)
Catastrophe £1,000 (NIL) £1,000 (NIL) £1,000 (NIL) £1,000 (NIL)
Kennel and Cattery £500 (NIL) £500 (NIL) £500 (NIL) £500 (NIL)
Travel Delay £100 (NIL) £100 (NIL) £100 (NIL) £100 (NIL)
Medical & Curtailment
Emergency Medical Expenses £10,000,000 (£500) £10,000,000 (£150) £10,000,000 (£100) £10,000,000 (£50)
Repatriation £10,000,000 (£500) £10,000,000 (£150) £10,000,000 (£100) £10,000,000 (£50)
Recuperation Holiday £300 (NIL) £300 (NIL) £300 (NIL) £300 (NIL)
Emergency Dental £350 (NIL) £350 (NIL) £350 (NIL) £350 (NIL)
UK Medical Exam £750 (NIL) £750 (NIL) £750 (NIL) £750 (NIL)
Hospital Benefit £1,000 (NIL) £1,000 (NIL) £1,000 (NIL) £1,000 (NIL)
Curtailment NIL £1,000 (£125) £3,000 (£100) £5,000 (£50)
Funeral Expenses £1,500 (NIL) £1,500 (NIL) £1,500 (NIL) £1,500 (NIL)
Possessions
Mobility Aids £2,500 (NIL) £2,500 (NIL) £2,500 (NIL) £2,500 (NIL)
Personal Money £400 (£125) £400 (£125) £400 (£100) £400 (£50)
Valuables £250 (£125) £250 (£125) £250 (£100) £300 (£50)
Personal Property £2,000 (£125) £2,000 (£125) £2,000 (£100) £3,000 (£50)
Single Article Limit £250 £250 £250 £300
Loss of Passport £300 (NIL) £300 (NIL) £300 (NIL) £300 (NIL)
Legal & Personal Accident
Legal Advice £15,000 (NIL) £15,000 (NIL) £15,000 (NIL) £15,000 (NIL)
Personal Liability £2,000,000 (NIL) £2,000,000 (NIL) £2,000,000 (NIL) £2,000,000 (NIL)
Personal Accident £15,000 (NIL) £15,000 (NIL) £15,000 (NIL) £15,000 (NIL)

Optional Extra Covers (additional premium payable)

Optional Winter Sports Extension - if the appropriate premium has been paid

Ski Equipment £500 (£50)
Single Article Limit £250
Piste Closure £350 (£50)
Ski Hire £150 (£50)
Delayed Ski Equipment £150 (£50) 
Ski Pack £400 (£50)
Cruise Extension - if the appropriate premium has been paid
Cruise Interruption £100 per port up to £1,000 (£50)
Unused Excursions £750 (£50)
Missed Port £750 (£50)
Cabin Confinement £100 per 24 hours up to £500