Below is a summary of the cover available with OK To Travel, applicable to policies purchased from January 2022, policy numbers beginning OKEIG/. If you have an existing policy, please see your policy wording for full details, terms, conditions and limitations.
If your policy was purchased between December 2018 and August 2021: visit OK To Travel Cover Benefits to find your cover benefits or view your policy wording for more information.
| Cover Description (Excess) |
Standard |
Premier |
Premier Extra |
Premier Plus |
|---|---|---|---|---|
| Trip Disruption | ||||
| Cancellation | NIL | £1,000 (£125) | £3,000 (£100) | £5,000 (£50) |
| COVID-19 Cancellation | NIL | £1,000 (£125) | £3,000 (£100) | £5,000 (£50) |
| Abandonment | NIL | £1,000 (£125) | £3,000 (£100) | £5,000 (£50) |
| Missed Departure | £500 (NIL) | £500 (NIL) | £500 (NIL) | £500 (NIL) |
| End Supplier Financial Failure | £5,000 (NIL) | £5,000 (NIL) | £5,000 (NIL) | £5,000 (NIL) |
| Catastrophe | £1,000 (NIL) | £1,000 (NIL) | £1,000 (NIL) | £1,000 (NIL) |
| Kennel and Cattery | £500 (NIL) | £500 (NIL) | £500 (NIL) | £500 (NIL) |
| Travel Delay | £100 (NIL) | £100 (NIL) | £100 (NIL) | £100 (NIL) |
| Medical & Curtailment | ||||
| Emergency Medical Expenses | £10,000,000 (£500) | £10,000,000 (£150) | £10,000,000 (£100) | £10,000,000 (£50) |
| Repatriation | £10,000,000 (£500) | £10,000,000 (£150) | £10,000,000 (£100) | £10,000,000 (£50) |
| Recuperation Holiday | £300 (NIL) | £300 (NIL) | £300 (NIL) | £300 (NIL) |
| Emergency Dental | £350 (NIL) | £350 (NIL) | £350 (NIL) | £350 (NIL) |
| UK Medical Exam | £750 (NIL) | £750 (NIL) | £750 (NIL) | £750 (NIL) |
| Hospital Benefit | £1,000 (NIL) | £1,000 (NIL) | £1,000 (NIL) | £1,000 (NIL) |
| Curtailment | NIL | £1,000 (£125) | £3,000 (£100) | £5,000 (£50) |
| Funeral Expenses | £1,500 (NIL) | £1,500 (NIL) | £1,500 (NIL) | £1,500 (NIL) |
| Possessions | ||||
| Mobility Aids | £2,500 (NIL) | £2,500 (NIL) | £2,500 (NIL) | £2,500 (NIL) |
| Personal Money | £400 (£125) | £400 (£125) | £400 (£100) | £400 (£50) |
| Valuables | £250 (£125) | £250 (£125) | £250 (£100) | £300 (£50) |
| Personal Property | £2,000 (£125) | £2,000 (£125) | £2,000 (£100) | £3,000 (£50) |
| Single Article Limit | £250 | £250 | £250 | £300 |
| Loss of Passport | £300 (NIL) | £300 (NIL) | £300 (NIL) | £300 (NIL) |
| Legal & Personal Accident | ||||
| Legal Advice | £15,000 (NIL) | £15,000 (NIL) | £15,000 (NIL) | £15,000 (NIL) |
| Personal Liability | £2,000,000 (NIL) | £2,000,000 (NIL) | £2,000,000 (NIL) | £2,000,000 (NIL) |
| Personal Accident | £15,000 (NIL) | £15,000 (NIL) | £15,000 (NIL) | £15,000 (NIL) |
Optional Winter Sports Extension - if the appropriate premium has been paid
| Ski Equipment | £500 (£50) |
|---|---|
| Single Article Limit | £250 |
| Piste Closure | £350 (£50) |
| Ski Hire | £150 (£50) |
| Delayed Ski Equipment | £150 (£50) |
| Ski Pack | £400 (£50) |
| Cruise Extension - if the appropriate premium has been paid | |
| Cruise Interruption | £1,000 (£50) |
| Unused Excursions | £750 (£50) |
| Missed Port | £750 (£50) |
| Cabin Confinement | £100 per 24 hours up to £500 |
