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Medical Travel Insurance cover

all types of medical conditions

COVID Three-Tier System and International Travel

As the national lockdown in England comes to an end on 2nd December 2020, the government have re-introduced the COVID three-tier system. What does this mean for travel and your OK To Travel cover?

For a complete run down of the new three-tier system, visit gov.uk/local-restrictions

Travelling Abroad Post-Lockdown:

International travel will be permitted under all tiers. However, all travellers check the latest travel advice from the Foreign, Commonwealth & Development Office prior to purchasing a policy or travelling. There will be no cover under this policy if you travel to a country or area where the Foreign, Commonwealth & Development Office (FCDO) or government are advising against all or all but essential travel.

Travel within the United Kingdom:

If you live in a tier 1 or tier 2 area and travel to an area in a higher tier you should follow the rules for that area whilst you are there. Avoid travel to or overnight stays in tier 3 areas other than where necessary. You can travel through a tier 3 area as part of a longer journey.

OK To Travel cover will be invalid if you travel to a tier 3 area unless you are travelling through as part of a longer journey. Any overnight stay in a tier 3 area will invalidate your insurance cover.

What COVID-19 cover do I have?

Emergency medical expenses including costs associated with COVID-19 are covered up to £10 million on all levels of cover.

Cancellation relating to COVID-19 is only covered on Premier Plus policies purchased from 20th August 2020. This is only applicable if you, or anyone named on your policy, tests positive for COVID-19 within 14 days of your trip starting. 

Premier Plus policies purchased from 20th August 2020 include additional COVID-19 benefits. You can find more details here.

Please note: All travellers should check the latest FCDO travel advise for their chosen destination at gov.uk/foreign-travel-advice prior to purchasing insurance or travelling. There will be no cover under this policy if you travel to a country or specific area where the Foreign, Commonwealth & Development Office (FCDO) or government are advising against all or all but essential travel.

Contact us:

Tel: 01223 446 920 (Monday to Friday, 9am to 2pm)

E: operations@oktotravelinsurance.co.uk

Please note: all information detailed within is applicable as of 02/12/2020 and is subject to change based on the latest government guidance. Whilst we aim to keep you updated with the latest news, ensure you check the latest FCDO travel advice prior to purchasing an insurance policy or travelling.